Social loafing is a phenomenon in which people intentionally do less towards a goal when part of a group than they do when working alone.
A number of researchers have examined this, measuring reductions in how much effort people expend as the size of the group increases. For groups of two, various studies have shown effort to be 82% to 93% of what individuals would do alone. Does this apply to the workload in marriages? I suspect it does, or at least there is a temptation to do less.
Another piece of this is the “matching of effort” in which people who think they are doing more than their fair share will lower what they do to match what they perceive others doing. In marriage, this would mean the spouse who feels they do more than half might suddenly do less. If both spouses feel they do more than the other does, things could get messy.
My suggestion is to figure out how much is reasonable for you to do, and do it. If that is more than half, should you really be doing more than half? If so, fine. If not, why do you feel you should do more than half? If what seems reasonable to you is less than half, why does that seem right? It may well be right, but be sure, and be sure your spouse feels the same way, or understands why you feel you cannot or should not do more at this time.
I’ve not mentioned The Health Co-Op recently, but with Health Insurance Exchanges beginning enrolment October 1st, I’ve had several questions about it recently.
Yes, it is accepted under the Affordable Care Act (Obama Care) and yes, medical cost sharing costs far less than traditional insurance. Even better, if you need it, your out-of-pocket cost will generally be much lower than with other options.
A real world example: My son had trip to the ER earlier this year. He was there a few hours, and was fixed up with a couple of drugs. He has top-notch insurance, for which his employee-owned company pays half the cost. So, he pays less for insurance than he would for the Co-Op. However, his insurance only covered about half the cost of his ER trip, leaving him to pay around $1500. Had Lori or I gone in for the same reason, we would have paid $300 and the rest would have been shared, meaning we would have received checks to cover the balance.
- You can learn more about this Christian alternative to health insurance.
- If you already are a part of Samaritan Ministries, you can add The Health Co-Op (and read about the 12 year relationship between SMI and the founders of the Health Co-Op).
- If you want just Samaritan Ministries you can join here (please list Paul Byerly where it asks “How did you hear of Samaritan Ministries?”). I think the Health Co-Op services are well worth the small extra expenditure, but Samaritan alone does qualify you under the Affordable Care Act
Please feel free to contact me with questions.